What a cheat sheet is good for — and what it isn't
A one-page reference is a recall tool, not a learning tool. Reading one does not teach you agency law. What it does, once you already understand the topic, is compress it into a shape you can retrieve quickly — which is exactly what a timed exam demands.
The right sequence is: learn the concept, practise questions on it, then use the cheat sheet to keep it warm. Using them in the reverse order is why some candidates can recite definitions and still fail the exam.
The topics worth having on one page
- Agency and fiduciary duties — who owes what to whom, and when disclosure happens
- Encumbrances — money liens versus use restrictions
- Loan programs — conventional, FHA, VA and USDA side by side
- Real-estate math — the handful of formulas, and the T-bar that solves any percent problem
- Fair housing — protected classes and the narrow exemptions
- Deeds and title — which deed carries which warranty
- Your state's license law — the regulator, the deadlines, the dollar limits
The one most people are missing
State license law. National cheat sheets are everywhere; state-specific ones are rare, because they have to be written twenty-five times instead of once. That is also why the state portion is where retakes come from.
Our library covers both: national topics organised by exam domain, plus a dedicated set for each state we support — licensing and CE requirements, the agency model, disclosure duties, escrow handling and discipline.
How to use them in the last week
In the final week before your exam, stop adding new material. Rotate through cheat sheets for the topics your practice results say are weakest, and sit full-length timed mocks in between. Recall plus stamina — that is the whole job at that point.
Every page in the library is free, needs no account, and prints cleanly on one sheet.