15 free questions from the Cinna RE Maryland real estate exam bank (90 in the app). Tap an answer to check it. The rationale opens right away.
Maryland's fair housing law generally extends protections beyond the federal Fair Housing Act's classes. Which of the following best reflects Maryland's approach for a property manager screening tenants?
Answer: B. Maryland adds protected classes beyond the federal list, so a manager must comply with both federal and broader Maryland protections
Maryland fair housing law provides protections in addition to the federal Fair Housing Act. Property managers and licensees must comply with both, applying the broader Maryland list when screening tenants, advertising, and handling rentals.
Under Maryland's residential property condition law, a seller of single-family residential property may provide either a disclosure statement OR a disclaimer statement. Even if the seller elects the disclaimer, what must still be disclosed?
Answer: B. Latent (hidden) defects known to the seller that a buyer could not reasonably discover
Maryland lets a seller choose disclosure or disclaimer, but regardless of choice the seller must always disclose known latent defects—material, hidden defects that pose a risk and that the buyer could not reasonably discover through ordinary inspection.
At the first scheduled face-to-face contact where real estate is discussed, what Maryland-specific disclosure must a licensee present to a prospective buyer or seller?
Answer: B. The 'Understanding Whom Real Estate Agents Represent' disclosure
Maryland requires licensees to provide the 'Understanding Whom Real Estate Agents Represent' disclosure at the first scheduled face-to-face contact, so consumers understand the agency relationships available before substantive discussions occur.
A Maryland salesperson is convicted of a felony involving fraud during the term of an active license. Which action may the Maryland Real Estate Commission take?
Answer: B. Suspend or revoke the license following its disciplinary process
Conduct demonstrating dishonesty, fraud, or untrustworthiness — including certain criminal convictions — is grounds for discipline. The Commission, after due process, may reprimand, suspend, or revoke a license, and may also impose civil penalties. The Commission's disciplinary authority is independent of any criminal proceeding.
A licensee who is dissatisfied with a final disciplinary decision of the Maryland Real Estate Commission generally has what recourse?
Answer: B. Seek judicial review of the Commission's final decision in the appropriate Maryland court
A licensee aggrieved by a final administrative decision of the Commission may seek judicial review in the appropriate Maryland court, consistent with the state's Administrative Procedure Act. Commission decisions are not unreviewable, and neither a private trade association nor re-taking the exam can overturn discipline.
When the Real Estate Guaranty Fund pays a claim on behalf of a Maryland licensee, what is the typical effect on that licensee's license?
Answer: B. The license is automatically suspended until the licensee repays the Fund the amount paid, plus interest
When the Guaranty Fund pays a claim because of a licensee's misconduct, the licensee's license is suspended and the licensee must reimburse the Fund the amount paid plus interest before the license can be reinstated. The Fund's payment does not erase the licensee's underlying liability; the Fund is subrogated to the consumer's claim.
A group of Maryland licensees forms a 'team' within a brokerage and wants to advertise under a team name. Which statement reflects Maryland's approach to team/firm naming in advertising?
Answer: B. Team advertising must still clearly disclose the supervising brokerage so the public is not misled into thinking the team is an independent firm
Teams operate under a licensed broker, not as independent companies. Even when advertising under a team name, Maryland requires that the supervising brokerage be clearly identified so consumers are not misled into believing the team is a separate licensed firm.
If the Maryland Real Estate Commission receives a complaint alleging that a licensee violated the license law, the Commission's typical first step is to:
Answer: B. Investigate the allegations and, if warranted, hold a hearing where the licensee may be heard
The Commission investigates complaints and, where appropriate, conducts an administrative hearing at which the licensee receives notice and an opportunity to be heard before discipline is imposed. It cannot revoke a license without due process, jail a licensee, or send complaints straight to an appellate court.
Under Maryland law, when must a real estate licensee first provide the 'Understanding Whom Real Estate Agents Represent' disclosure to a prospective buyer or seller?
Answer: A. At the first scheduled face-to-face contact with the consumer where specific real property is discussed
Maryland requires licensees to give the 'Understanding Whom Real Estate Agents Represent' disclosure at the first scheduled face-to-face contact at which a specific property is discussed. It clarifies whose interests the agent represents before substantive negotiations begin, not after a contract is ratified or only on request.
When a Maryland broker becomes a dual agent, how is designated (intra-company) agency typically structured to protect both clients' interests?
Answer: B. The broker designates separate affiliated salespersons to represent the buyer and the seller individually
In a Maryland intra-company (designated) agency, the broker designates two different affiliated licensees to act as individual agents, one for the buyer and one for the seller. Each designated agent advocates for their own client while the broker remains the dual agent overseeing the transaction.
A Maryland salesperson is approaching the end of the license term and wants to renew on time. Which body sets the continuing education and renewal requirements the licensee must satisfy?
Answer: B. The Maryland Real Estate Commission (MREC)
Licensing, renewal, and continuing-education requirements for Maryland real estate licensees are established and enforced by the Maryland Real Estate Commission (MREC), the state regulatory authority. Trade associations such as NAR or a local board do not set legal renewal requirements.
A Maryland salesperson personally receives an earnest money deposit at a listing presentation. Under Maryland Real Estate Commission rules, what must the salesperson do with that deposit?
Answer: B. Promptly deliver it to the broker, who deposits it into the brokerage trust/escrow account
In Maryland, all trust money belongs to the broker's responsibility. A salesperson who receives a deposit must promptly turn it over to the broker, who is obligated to place it in the brokerage's trust/escrow account. The salesperson may never hold client funds personally.
Maryland requires licensees to provide a specific disclosure that explains the different ways a licensee may represent parties in a transaction. This disclosure is titled:
Answer: B. Understanding Whom Real Estate Agents Represent
Maryland law requires licensees to provide the 'Understanding Whom Real Estate Agents Represent' disclosure, which explains agency relationships (seller's agent, buyer's agent, dual agent, etc.) so consumers understand who is representing whom. It is an agency-disclosure document, distinct from defect or environmental disclosures.
In Maryland, dual agency occurs when the same brokerage represents both the buyer and the seller in one transaction. For lawful dual agency to proceed, what is required?
Answer: B. Written informed consent from both the buyer and the seller
Maryland permits dual agency only with the written informed consent of both clients. The broker designates intra-company agents to represent each party, and the dual agent must remain neutral on price and terms. Proceeding as a dual agent without proper written consent is an agency violation.
How many hours of approved pre-licensing education must a candidate complete to qualify for a Maryland real estate salesperson license?
Answer: C. 60 hours
Maryland requires 60 hours of approved pre-license education before a salesperson candidate may sit for the licensing exam.
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