Net $282,000 at 6%: $282,000 ÷ 0.94 = $300,000
Before you read
Test yourself first: 5 questions
Question 1 of 5
When a seller responds to a buyer's offer by changing the price and returning it to the buyer, the seller has created a:
Answer: B. Any change to the terms of an offer constitutes a counteroffer, which rejects the original offer and becomes a new offer the original offeror may accept or reject.
Question 2 of 5
An option contract, in which a buyer pays the seller to keep an offer open for a set period, is supported by which element that keeps it enforceable?
Answer: B. An option is enforceable because the optionee gives separate consideration in exchange for the optionor's promise to hold the offer open, distinguishing it from a revocable offer.
Question 3 of 5
A buyer pays $50,000 down on a $250,000 home. What is the down-payment percentage?
Answer: C. $50,000 ÷ $250,000 = 0.20 = 20%.
Question 4 of 5
An investor buys a property for $200,000 and sells it for $260,000. What is the percent profit (based on cost)?
Answer: B. Gain = $60,000. $60,000 ÷ $200,000 = 0.30 = 30%.
Question 5 of 5
One discount point equals what percentage of the loan amount?
Answer: C. A discount point is 1% of the loan amount, paid up front to lower the interest rate.
Keep the streak going with more questions like these, each with a full rationale.
Must-know rules
- Seller nets X after fees: List = net ÷ (1 − commission rate)
- Net $282,000 at 6%: $282,000 ÷ 0.94 = $300,000
- Percent change = (new − old) ÷ OLD
- Value after +10% then −10% is NOT back to start (0.9 × 1.1 = 0.99)
- Appreciation compounds — use ×(1+rate) per year
Net to Seller & Percent Change: FAQs
Is Net to Seller & Percent Change on the real estate exam?
Yes. Real Estate Math is a scored domain on the real estate licensing exam, and this topic appears in the national portion.
Is this cheat sheet free?
Yes — every page on Cinna RE's resource library is free to read, print and share. The app adds practice questions, mock exams and a readiness score.

