All active licensees must carry errors & omissions (E&O) insurance.
Before you read
Test yourself first: 5 questions
Question 1 of 5
Continuing education completed by a Tennessee licensee for renewal must be:
Answer: B. Tennessee licensees must complete continuing education through TREC-approved courses to qualify for license renewal.
Question 2 of 5
To keep a Tennessee real estate license active, licensees must periodically complete which of the following?
Answer: A. Tennessee licensees must complete TREC-approved continuing education to renew and keep their licenses active.
Question 3 of 5
A Tennessee affiliate broker is approaching the end of a two-year license cycle. Which continuing education requirement must be satisfied to renew an active license with the Tennessee Real Estate Commission?
Answer: B. TREC requires active licensees to complete 16 hours of continuing education during each two-year license renewal cycle, and a portion of that must be a required TREC core course covering current law and practice updates. CE applies to affiliate brokers and brokers alike.
Question 4 of 5
A Tennessee affiliate broker lets the license expire and fails to renew by the deadline. Which statement best reflects how Tennessee treats late renewal and continued practice?
Answer: B. A licensee may not engage in real estate brokerage activity with an expired license. To reinstate, the licensee must generally satisfy any outstanding continuing education requirements and pay the required renewal plus late/reinstatement fees within the period TREC allows before more burdensome relicensing is triggered.
Question 5 of 5
How many hours of pre-license education does Tennessee require for an affiliate broker?
Answer: C. Tennessee requires 90 hours: a 60-hour Real Estate Principles course plus a 30-hour course for new affiliate brokers.
Keep the streak going with more questions like these, each with a full rationale.
Must-know rules
- Regulator: Tennessee Real Estate Commission (TREC).
- Entry-level license is the Affiliate Broker; you work under a managing/principal broker.
- Pre-license education: 90 hours total — 60 hours Basic Principles of Real Estate plus 30 hours New Affiliates / Course for New Affiliates.
- All active licensees must carry errors & omissions (E&O) insurance.
- Moving up to Broker requires additional experience and education beyond the affiliate broker level.
- Continuing education is required to renew an active license, including a TREC-mandated core course.
- Licenses are renewed on a multi-year cycle; CE must be completed before renewal.
- Failing to maintain E&O coverage or required CE can place a license in a non-renewed or inactive status.
Tennessee Licensing & Continuing-Education Quick Sheet: FAQs
Is Tennessee Licensing & Continuing-Education Quick Sheet on the real estate exam?
Yes. State License Law is a scored domain on the Tennessee real estate licensing exam, and this topic appears in the state license-law portion.
Is this cheat sheet free?
Yes — every page on Cinna RE's resource library is free to read, print and share. The app adds practice questions, mock exams and a readiness score.
Does Tennessee test this differently?
Tennessee applies its own license law on top of the national portion. This page covers the Tennessee rules specifically, which is what the state section of your exam tests.

