Latent defects must always be disclosed regardless of choosing disclaimer.
Before you read
Test yourself first: 5 questions
Question 1 of 5
After a disciplinary hearing, which of the following sanctions is within the Maryland Real Estate Commission's authority against a licensee found to have violated the license law?
Answer: B. As an administrative agency, the Commission may discipline licensees by reprimand, suspension, or revocation of the license and may impose civil monetary penalties. It cannot impose criminal imprisonment or award punitive damages; those are functions of the courts.
Question 2 of 5
Maryland requires agents to give consumers a disclosure titled:
Answer: B. Maryland requires licensees to provide the 'Understanding Whom Real Estate Agents Represent' disclosure to explain agency relationships to consumers.
Question 3 of 5
Which Maryland-required disclosure explains the different ways an agent may represent parties in a residential transaction?
Answer: A. Maryland requires licensees to present the 'Understanding Whom Real Estate Agents Represent' disclosure explaining agency relationships at first scheduled face-to-face contact.
Question 4 of 5
When a single Maryland brokerage represents both the buyer and the seller in the same transaction, this arrangement is known as:
Answer: A. Maryland permits dual agency (often through designated agents within the firm) only with the informed written consent of both buyer and seller.
Question 5 of 5
Under Maryland agency rules, the duties a licensee owes to a client (such as loyalty and confidentiality) generally arise from:
Answer: A. Full fiduciary-type duties (loyalty, confidentiality, etc.) flow to a client under a brokerage agreement; a mere unrepresented customer is owed honesty and fair dealing, not full client duties.
Keep the streak going with more questions like these, each with a full rationale.
Must-know rules
- Use the 'Understanding Whom Real Estate Agents Represent' disclosure with consumers.
- Provide the agency disclosure at the first scheduled face-to-face meeting.
- Seller's agent represents the seller; buyer's agent represents the buyer.
- Dual agency requires written consent from both seller and buyer.
- Under dual agency the broker may designate separate intra-company agents.
- Maryland sellers complete a disclosure OR disclaimer statement to buyers.
- Latent defects must always be disclosed regardless of choosing disclaimer.
- Maryland is NOT a community-property state; marital property rules differ.
Maryland Agency Model Quick Reference: FAQs
Is Maryland Agency Model Quick Reference on the real estate exam?
Yes. State License Law is a scored domain on the Maryland real estate licensing exam, and this topic appears in the state license-law portion.
Is this cheat sheet free?
Yes — every page on Cinna RE's resource library is free to read, print and share. The app adds practice questions, mock exams and a readiness score.
Does Maryland test this differently?
Maryland applies its own license law on top of the national portion. This page covers the Maryland rules specifically, which is what the state section of your exam tests.
